I was surfing around on MSN (they have some of the most interesting and useful articles, I swear) when I came across this little gem. It's a lovely article about saving $$ on a shoestring budget, though I think the tips are applicable to just about everyone.
The article talks about little tricks, tips and techniques to use when you're trying to save. Like:
* spare change savings plans some banks are offering where they round up your purchase and deposit the change into a savings account (there's also a credit card out there that's putting a percentage in a high-yield account too).
* auto transferring funds each month, so you don't miss what's not there
* don't overpay taxes: reduce your witholding to the proper amount and deposit the savings – the government holds them and gives you NO interest
* bank your raise: put that extra 3% or 5% directly in savings as though you didn't get a raise at all
Anyhoo, thought I'd pass the wealth of knowledge along. We can all use a little more jingle in our pockets, I'm sure.
Two more links:
* Women in Red are bloggers helping women get out of debt and save
* Lifehacker has an entire section on personal finance Continue reading “Money Matters!”